Acceptance of Terms: By accessing and using the AI chatbot ("Chatbot") provided by Ramsy ("Provider"), you acknowledge that you have read, understood, and agreed to be bound by these Terms of Use. If you do not agree with these terms, do not use the Chatbot.
No Warranties: The Chatbot is provided "as is" and "as available" without any warranties, express or implied. Ramsy makes no representations or warranties regarding the accuracy, reliability, completeness, or suitability of the Chatbot for any purpose. To the fullest extent permitted by law, all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement, are expressly disclaimed.
No Guarantees on Availability or Support: Ramsy does not guarantee that the Chatbot will be available at all times, be uninterrupted, secure, or error-free. No technical support, maintenance, or updates are guaranteed or required to be provided.
Limitation of Liability: To the fullest extent permitted by applicable law, the Provider shall not be liable for any direct, indirect, incidental, consequential, special, exemplary, or punitive damages arising from or related to your use of or inability to use the Chatbot. This includes, but is not limited to, investment losses, missed financial opportunities, portfolio underperformance, loss of profits, business revenue, financial assets, or personal savings resulting from reliance on AI-generated insights. The Provider shall not be responsible for any errors, omissions, inaccuracies, or delays in financial market information or for any technical issues, service disruptions, or data loss related to chatbot operation. Even if the Provider has been advised of the possibility of such damages, no liability shall be assumed. Users acknowledge that financial markets are unpredictable, and AI-generated responses may not always reflect the most current or accurate information. The Chatbot does not provide personalized investment advice, and users should always conduct independent research and consult licensed financial professionals before making any financial decisions.
No Legal, Financial, or Professional Advice: The Chatbot is intended solely for informational and educational purposes and does not provide financial, legal, tax, or investment advice. Any investment insights, stock picks, ETF recommendations, or market trends provided by the Chatbot should not be interpreted as personalized financial recommendations or endorsements. Users should conduct their own research or consult a licensed financial advisor before making any investment decisions. The provider is not responsible for any financial losses, investment outcomes, or decisions made based on the chatbot’s responses. The Chatbot does not account for individual financial circumstances and should not be used as the sole basis for investment decisions.
No Guarantee of Accuracy or Future Investment Performance: The Chatbot provides investment-related information based on publicly available data, historical market trends, and AI-generated insights. However, financial markets are volatile and unpredictable, and the Chatbot does not guarantee the accuracy, completeness, or timeliness of its responses. The information provided should not be relied upon as real-time financial data. Past performance of any stock, ETF, or investment strategy does not guarantee future results. Market conditions, economic policies, and other external factors can change rapidly, affecting the accuracy of AI-generated financial insights. Users should independently verify any investment-related information before making financial decisions.
User Conduct & Responsible Use: Users agree to use the Chatbot in a lawful and ethical manner. The Chatbot must not be used for fraudulent financial schemes, misleading investment claims, or any illegal activities. Users may not attempt to manipulate financial markets, engage in pump-and-dump schemes, or use the Chatbot as a substitute for licensed financial advice. The Chatbot should not be used to collect, store, or transmit confidential, personal, or sensitive financial information. Any attempt to reverse-engineer, spam, or exploit the Chatbot for malicious purposes is strictly prohibited. The Provider reserves the right to restrict or terminate access to users who violate these terms.
AI Limitations & Data Handling: The Chatbot operates using third-party AI technology (OpenAI) and does not store or retain user conversations. While the Chatbot may generate investment insights based on publicly available data, it does not have real-time access to stock prices, market movements, or proprietary financial databases. AI-generated responses are based on probabilistic models and may contain errors, inconsistencies, or outdated information. Users should be aware that AI is not a substitute for professional financial analysis and should verify all information before making financial decisions.
User Responsibility: You are solely responsible for your use of the Chatbot and any actions or decisions made based on its output. Ramsy is not responsible for any consequences resulting from the use or misuse of the Chatbot.
Data Security and Privacy: You acknowledge that any data transmitted to or through the Chatbot is not secured and may be processed by third parties. Do not upload, share, or transmit any sensitive, confidential, or personal information. All conversations conducted through the Chatbot are considered equivalent to public postings, and Ramsy does not guarantee the confidentiality or security of any data shared.
Indemnification: You agree to indemnify, defend, and hold harmless Ramsy from any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising from your use of the Chatbot or violation of these Terms of Use.
Modifications to Terms: Ramsy reserves the right to modify these Terms of Use at any time without prior notice. Continued use of the Chatbot constitutes acceptance of the modified terms.
Governing Law: These Terms of Use shall be governed by and construed in accordance with the laws of the applicable jurisdiction without regard to its conflict of law provisions.
Contact Information: For general inquiries regarding these Terms of Use, please refer to the Provider’s official platform or documentation.